Property Name: Hilton Orlando Lake Buena Vista
Address: 1751 Hotel Plaza Blvd
Phone: +1-407-827-4000
Web site:
Dates: Jan 13-15, 2020 (Monday - Wednesday)



Kirill Andreev, Ph.D.
Population Affairs Officer
United Nations Population Division

Kirill Andreev serves as the Population Affairs Officer at the United Nations Population Division. Prior to joining the United Nations, Andreev worked as Assistant Professor at Queens University, Canada (2001-2006). Additionally, Andreev has served as Researcher and Database Manager at Max Planck Institute for Demographic Research in Rostock, Germany, and a research assistant at University of Southern Denmark (former Odense University). 

Andreev’s research interest covers mortality analysis, population aging, population and mortality projections, data visualization and software applications for population research.  He holds a Ph.D. degree in Demography and Epidemiology from University of Southern Denmark.

Séverine Arnold (-Gaille), Ph.D.
Assistant Professor, Actuarial Science
University of Lausanne

Séverine Arnold (-Gaille) serves as the assistant professor in actuarial science at the University of Lausanne, Switzerland.

Arnold (-Gaille)’s research focuses on longevity risk and mortality modeling, which seeks more efficient models in mortality projections. Together, with Corina Constantinescu (University of Liverpool, UK), she gives yearly short courses in actuarial science at the University of Sfax (Tunisia); she has recently organized a first International Winter School for young actuarial researchers, to be held every other year.

Dan Bailey, FSA, MAAA
Founder and Owner
Acumen Actuarial

Dan Bailey, FSA, MAAA, serves as actuarial consultant to health care industry, assisting clients with strategy and tactical support. Bailey is a highly experienced health actuary and executive, with 25+ years of managed health care experience in commercial and government programs, ranging from actuarial student through chief actuary level.

While familiar with all aspects of health actuarial work. He has managed well over 100 people throughout my actuarial career.

Vickie Bajtelsmit, Ph.D.
Professor, Department of Finance and Real Estate
Colorado State University

Dr. Vickie Bajtelsmit has previously served as the Chair of the department and as the Director of the MS program in Financial Risk Management. Over the years, she has taught a wide variety of undergraduate and graduate finance courses, including financial planning, investments, corporate finance, insurance, risk management, and entrepreneurial finance.  She holds a Ph.D. in Insurance and Risk Management from the University of Pennsylvania’s Wharton School of Business, a J.D. from Rutgers University School of Law, and a B.A. from the University of Virginia.

Magali Barbieri, Ph.D.
Department of Demography, UC Berkeley

Magali Barbieri is the Associate Director for the Human Mortality Database project. She has a joint position at UC Berkeley and at the Institut national d´études démographiques (INED) in Paris.  Furthermore, Barbieri occasionally teaches graduate courses in Demography at UC Berkeley.

Barbieri’s current research interests include issues in mortality and health in high-income countries, infant and child mortality in developing countries (more specifically in Sub-Saharan Africa), and teenage reproductive behavior in the United States and France. Her past work also includes research on family change, fertility, and fertility policy in Asia.

Nir Barzilai, M.D.
Professor of Medicine and Genetics
Director, Institute for Aging Research
Albert Einstein College of Medicine

Dr. Nir Barzilai is a professor of Medicine and Genetics and the Director of the Institute for Aging Research at the Albert Einstein College of Medicine, the home of two Nathan Shock Centers of Excellence for the Basic Biology of Aging. His studies on families with centenarians have provided genetic/biological insights on the protection against aging. Several drugs are developed based, in part, on these paradigm-changing studies. Barzilai was awarded over $25MM NIH funding for these efforts, has published over 200 peer-reviewed papers and is a recipient of numerous prestigious awards. 

David G. Boettcher, FSA, FCIA, MAAA
Executive Vice President and Chief Operating Officer, Global Financial Solutions (GFS)
RGA Financial Group, L.L.C.

David Boettcher is the Executive Vice President and Chief Operating Officer of Global Financial Solutions, within RGA International Corporation. In this role, Boettcher leads a team of regional business leaders and has overall responsibility and accountability for GFS business written globally. Much of his time is devoted to business development, market research, new product initiatives and the underwriting of new business. With team members in the U.S., Canada, the U.K., the Netherlands, Germany, Spain, Japan, Hong Kong and Singapore, Global Financial Solutions provides customized reinsurance product solutions for asset-intensive, financial reinsurance, longevity, and other capital and financial needs.

Boettcher’s more than 30 years of actuarial experience in the insurance industry gives him a deep and broad global knowledge of the life insurance industry’s financial needs. Prior to the 2010 creation of the Global Financial Solutions unit, Boettcher led RGA International Division’s Capital and Financial Solutions unit, which successfully placed both RGA’s first asset-intensive reinsurance transaction outside the U.S. and RGA’s first global longevity transaction. Boettcher was also a key participant in RGA’s rapid growth and success internationally. As the International Division’s Chief Actuary prior to 2008, he oversaw all aspects of pricing and actuarial support. Before joining RGA in 1997, Boettcher held several actuarial leadership positions in product development, pricing, corporate taxation and financial reporting for Manulife, North American Life and Dominion Life.

Boettcher has earned his Bachelor of Mathematics (BMath) degree from the University of Waterloo. He is a Fellow of the Society of Actuaries (FSA) and of the Canadian Institute of Actuaries (FCIA), and a Member of the American Academy of Actuaries (MAAA).

Robert Bourbeau, Ph.D.
Professor of Demography
Université de Montréal

Robert Bourbeau is the professor of demography in the Department of Demography at the Université de Montréal. He has been the chair of the department from 2002 to 2010. He has been teaching and conducting research in the Department of Demography for more than 30 years.

Bourbeau’s main research area is mortality and aging, as well as mortality by causes of deaths. Since 1995, his research has focused on oldest-old mortality in Canada and on its comparisons with other developed countries (United States, European countries and Japan). Bourbeau’s research findings have been presented at numerous international conferences and published in international Journals.

Jeremy Brown, FSA, EA, MAAA, CLU, ChFC
Society of Actuaries President

Jeremy Brown retired from Mutual of America Life Insurance Company in April 2015, after serving as executive vice president and chief actuary from 1997–2015. He had previously worked for State Mutual from 1976–1994 and was a consulting actuary in the Milliman Boston office from 1994–1997.

Retired Professor, Department of Statistics and Actuarial Science
University of Waterloo

Rob Brown retired from the University of Waterloo program in actuarial science in 2010 after 39 years of teaching and research. In that time, he wrote seven books and more than 50 refereed papers. Brown’s research focus is on the design of financial security programs in times of rapidly shifting demographics.

Brown was president of the Canadian Institute of Actuaries in 1990-91, president of the Society of Actuaries in 2000-01 and was president of the International Actuarial Association for 2014.  Additionally, Brown was the research chair for the Ontario Expert Commission on Pensions in 2007-08.

Tamara Burden, FSA, MAAA, CFA
Zac’s Ridge

Tamaras Burden’s prior experience includes several years at an international reinsurance company, where she worked in all areas of product development, including product design, pricing, reserving, and filing. From 2004 until 2016, Burden worked at Milliman where she led a number of high-profile variable annuity hedging and product development initiatives in continental Europe.

Burden has specific experience in adapting the variable annuity concept for use in alternative markets, and a significant breadth of understanding of taxation and regulatory issues that affect variable annuity designs in Europe.

Burden supported the development of a number of sophisticated derivatives-based financial risk management applications for insurance companies, including such topics as the use of quadratic programming techniques to enhance hedge performance, and approaches for modeling risk-based capital reduction associated with hedging programs.

Burden is a CFA Charterholder and was recently nominated (1 of 17 worldwide) for the Professional Risk Managers’ International Association's Professional Risk Manager of the Year award.

Judith Campisi, Ph.D
Institute for Research on Aging and Lawrence Berkeley National Laboratory

Founding Unity Biotechnology, Inc. in 2011, Judith Campisi serves as a Head of the Center for Research in Aging, a Division of Life Sciences where Campisi has been conducting aging and cancer research since 1990.

Campisi joined the Lawrence Berkeley National Laboratory as a Senior Scientist in 1991. From 1984 to 1990, Campisi served professorships within the Department of Biochemistry at the Boston University School of Medicine.

She is a leading authority on telomerase, cellular senescence and the cell cycle. She serves as Scientific Advisor of Senex Biotechnology, Inc. She is Professor of Buck Institute for Aging Research. Campisi serves as a Member of Scientific Advisory Board of Sangamo Biosciences Inc. and Sierra Sciences, LLC.

In recognition of the quality of her research and leadership in the field, she has received numerous awards, including two MERIT awards from the US National Institute on Aging, and awards from the AlliedSignal Corporation, Gerontological Society of America, American Federation for Aging Research, the Longevity prize from the IPSEN Foundation, and the first international prize in natural sciences and medicine from the Olav Thon Foundation. Campisi received her Ph.D. in Biochemistry and a B.A. in chemistry from the State University of New York, Stony Brook.

Neil Charness
Professor of Psychology
Director of the Institute for Successful Longevity
Florida State University

Neil Charness is the William G. Chase Professor of Psychology. He serves Director of the Institute for Successful Longevity and Associate Director of the University Transportation Center (Accessibility and Safety for an Aging Population (ASAP) at Florida State University.  Charness received his BA from McGill University (1969) and MSc and PhD from Carnegie Mellon University (1971, 1974) in Psychology.

Charness’s research centers on understanding aging processes in technology use and mitigating negative effects in domains such as health care and transportation. He has authored/co-authored over 180 publications, including Charness, Demiris & Krupinski Designing telehealth for an aging population: A human factors perspective (2011).  He received the Jack A. Kraft Innovator award (with CREATE colleagues) from the Human Factors & Ergonomics Society in 2013; the Franklin V. Taylor Award for Outstanding Contributions in the field of Applied Experimental and Engineering Psychology from Division 21 of the American Psychological Association in 2016; and the M. Powell Lawton award for Distinguished Contribution to Applied Gerontology from Division 20 of the American Psychological Association in 2016.

John Cutler, Esq.

Over the last 25 years, in both the public and private sectors, John Cutler has developed and applied unique expertise in the areas of health care, Medicare, long term care insurance, disability, aging, and insurance benefit design. Since his retirement from the federal government he has maintained a consulting business, is a Senior Fellow for the National Academy of Social Insurance and is a special advisor to the Women’s Institute for a Secure Retirement (WISER).

Cutler is active in several Society of Actuary committees, including the Long Term Care Section. He was one of the award winners for his paper for the SOA’s monograph series on “Managing the Impact of Long Term Care Needs and Expense on Retirement Security” in 2014. 

He is currently the POG chair for SOA’s “Diverse Risks in Retirement” project fielded by the Committee on Post Retirement Needs and Risks. Until July 2015, he served in the new National Healthcare Operations health care reform office of the US Office of Personnel Management (OPM).

Cutler’s work on the Multi-State Plan Program at OPM helped stand up insurance products on the health care Marketplaces (Exchanges) nationwide. Prior to this, Cutler was a Senior Policy Analyst at OPM (2006-2011) and was the architect and Project Leader for the Federal Long Term Care Insurance Program (2000-2003). 

From 2005 to 2006, Cutler was detailed to the Center for Planning and Policy Development with the U.S. Administration on Aging (AoA). He was responsible for assisting with the re-authorization of the Older Americans Act and Long Term Care Awareness Campaign sponsored by the U.S. Department of Health and Human Services (HHS). Cutler was involved in the development of the National Clearinghouse for Long-Term Care Information (found at which is the mechanism by which Congress and the Administration help educate Americans about long term care planning.

Cutler joined the federal government in 1997 as a Health Policy Analyst in the Office of the Assistant Secretary for Planning and Evaluation (ASPE) at HHS. His responsibilities for policy and research included long term care financing and insurance, Medicare, Medicaid, aging, and disability issues.

Prior to Cutlers federal government service, he worked for 8 years at AARP handling responsibility for regulatory and compliance matters involving AARP's long term care and Medigap insurance besides other products. Prior to his work at the AARP, Cutler was a partner in MacMeekin, Cutler & Woodworth, a small law firm in Washington, DC dedicated to Pacific and territorial legal matters. 

Cutler holds a BA degree from the University of Virginia in Government and Foreign Affairs and a Juris Doctor from the University of Georgia. He is a member of the Bar in the District of Columbia. He is active with Academy Health’s LTSS Interest Group and the Fairfax County (Virginia) Long Term Care Coordinating Committee.

Lisa D’Ambrosio, Ph.D.
Research Scientist
MIT AgeLab

Lisa D’Ambrosio is teaches Social Science Concepts and Methods at MIT.

She is currently working on research with Dr. Joseph Coughlin on the social aspects of aging. The research focuses on what an aging population will need to enhance and improve the quality of life, and to live independently longer.

This focus is not on what products and services will be technologically feasible over the coming decades, but rather on what will be socially and personally acceptable to this population—with its changing demands for transportation, need for redesign of physical spaces (including the home and workplace), and power in the consumer and employment markets.

Liz Davidson
Financial Finesse

Liz Davidson founded Financial Finesse in 1999 and serves as its Chief Executive Officer. Davidson is a prolific public speaker and has been invited to speak at conferences such as National Center for Employee Ownership Annual Conference, Employee Assistance Society of North America Annual Conference and the Benefits Management Forum and Expo. She serves as Member of Advisory Board of Wealthpoint, Inc.

Viorela Diaconu
Ph.D. Candidate
Department of Demography
Université de Montréal

Viorela Diaconu is a PhD candidate in the Department of Demography at Université de Montréal. Her thesis focuses on mortality trends by cause of death in low mortality countries, focusing on Canada and the United States. Her thesis is under the supervision of Robert Bourbeau,

Demography Professor at Université de Montréal and Nadine Ouellette Researcher at Institut national d’étude démographiques (INED). Diaconu’s work has been presented at several international conferences (PAA 2013 and 2015 and XXVII IUSSP conference).

Thomas P. Edwalds, FSA, ACAS, MAAA
Clinical Professor
Depaul University

Tom Edwalds is a Clinical Professor of Finance at DePaul University and the Executive Director of the Fred Arditti Center for Risk Management at DePaul. Edwalds began at DePaul last year, arriving with 36 years of diverse and substantive experience in the insurance industry.

Edwalds previously held the position of Assistant Vice President for Biometric Research for Munich Re, where he was responsible for mortality and persistency research and experience studies for the US. He began at Munich Re in 2001. Prior to joining Munich Re, Tom spent seven years as the Senior Research Actuary for the Society of Actuaries. His previous positions include Actuarial Valuation Manager for Blue Cross Blue Shield of Illinois, and Actuarial Software Developer for PolySystems. He began his career at CNA where he gained experience with Commercial Liability, Workers Comp, and Private Passenger Auto insurance.

Edwalds holds credentials as a Fellow of the Society of Actuaries, an Associate of the Casualty Actuarial Society, and a Member of the American Academy of Actuaries. He is a recognized leader in the actuarial profession, currently serving on Society of Actuaries committees including the Committee on Life Insurance Research, the Committee on Living to 100 Research Symposia, the 2015 Valuation Basic Table Development Team, the Reinsurance Section Research Team, the Education and Research Section Council, and the Committee on Knowledge Extension Research. He is an officer of the Chicago Actuarial Association and also serves on the Actuarial Foundation Committee on Student Achievement and the Casualty Actuarial Society Task Force on Cyber Risk. He was recognized for a decade of leadership in Society of Actuaries research initiatives with an Outstanding Volunteer Award in 2011.

Edwalds research interests and expertise include mortality risk, longevity risk, and extreme event risk. He holds both B.S. and M.S. degrees in Mathematics from the University of Illinois at Chicago.

Jean-Marc Fix, FSA, MAAA
Vice President, Research & Development
Optimum Re Insurance (United States), Optimum Reassurance (Canada)

Fix is vice president, research and development, for both Optimum Re Insurance (United States) and Optimum Reassurance (Canada). He has spoken on a variety of underwriting, product design, claims and reinsurance topics as they relate to actuaries, underwriters and medical directors. Fix is currently active in a number of SOA committees and project oversight groups centering on mortality and underwriting and is also a member of the Reinsurance Section Council Research team.

Adrian Gallop, FIA
Government Actuary’s Department, United Kingdom

Gallop is an actuary in the Government Actuary’s Department of the United Kingdom, where he is a member of the team which produces the national population projections for the U.K. and constituent countries. He has particular responsibility for demographic matters relating to mortality.

Gallop is a member of the U.K. Faculty and Institute of Actuaries Working Party on the Aging Population and a member of the Continuous Mortality Investigation Bureau. The  CMI collects data on the mortality experience of U.K. insurance companies and produces tables for various classes of insurance products based on its data, which include projections of future mortality.

Leonid A. Gavrilov, Ph.D.
Research Associate
Center on Aging, NORC
University of Chicago

Leonid A. Gavrilov is an expert in biodemographic studies of human aging, mortality and longevity.  She has over 25 years of professional experience in biodemographic studies and has published more than 80 scientific articles on related topics in collaboration with Dr. Natalia S. Gavrilova.  Their book ‘The Biology of Life Span: A Quantitative approach’ is cited as recommended reference by the Encyclopedia Britannica. 

Gavrilov is a Principal Investigator of several award-winning research projects, funded by the Society of Actuaries, National Institute on Aging (NIA), European Union (INTAS program) and the U.S. Civilian Research and Development Foundation (CRDF), including the NIA-funded research project “Biodemography of Exceptional Longevity in the United States.”

Gavrilov is an Editorial Board Member of the scientific peer-reviewed journals Experimental Gerontology, Gerontology, Rejuvenation Research and Advances in Aging Research. He is currently working at the Academic Research Centers, NORC at the University of Chicago.  He is a Fellow of the Gerontological Society of America.

Natalia S. Gavrilova, Ph.D.
Research Associate
Center on Aging, NORC
University of Chicago

Natalia S. Gavrilova, Ph.D., is an expert in demographic methods, biomarkers of health and longevity.  She received her Ph.D. in anthropology and population science at the Moscow State University in Russia and her master degree in computer science at the University of Chicago.  Her research projects were funded by international funding agencies, including the International Science Foundation, the European Union, and the National Institute on Aging (USA). 

Gavrilova is an invited author in a number of publication projects, including the Macmillan Encyclopedia of Aging, the Encyclopedia of the Life Course and Human Development, International Handbook of Population Aging, Handbook of the Biology of Aging and others. She is an Editorial Board Member of the scientific journal “Demografie” and grant reviewer for the National Institute on Aging and the Maurice Falk Institute for Economic Research in Israel. Gavrilova is a Fellow of the Gerontological Society of America and is currently working at the University of Chicago. 

Samuel Gbari
Ph.D. Student
Universite Catholique de Louvain – UCL

From 2012 to 2013, Samuel Gbari interned as a Non-Life Actuary at Risk Dynamics, Brussels, Belgium where he worked on R-Implementation of bayesian paid-incurred chain reserving method. From 2010 to 2011, he was a Financial Modelist at Atlantique Finance, Abidjan, Côte d’Ivoire, where he developed portfolio management software, worked on reporting web-automation of west African market trading, financial modelling, debt restructuring and cashflow optimization.

Martin Genz
PhD student at the Institute for Insurance Science at Ulm University

Martin Genz is conducting research on mortality modeling with a focus on the development and proper modelling of old age mortality. His latest research was on classification of observed mortality evolutions.

Genz has been a consultant at the Institut für Finanz- und Aktuarwissenschaften (ifa) in Ulm, Germany, since 2013. The focus of his consulting work is on the development and implementation of innovative life insurance products and on actuarial biometric models. He holds a Master of Science degree from Ulm University and is a junior member of the German Society for Actuarial and Financial Mathematics (DGVFM).

Thomas E. Getzen, Ph.D.
Executive Director
International Health Economics Association

Thomas E. Getzen is serving as the executive director of iHEA.  Getzen oversees 2,400 academic and professional members in 72 countries. He is also an emeritus Professor of Risk, Insurance and Health Management at the Fox School of Business, Temple University. He is a visiting professor at the Woodrow Wilson School of Public Policy at Princeton University, the Wharton School of the University of Pennsylvania, the University of Toronto, and the Centre for Health Economics at the University of York.  His textbook Health Economics: Fundamentals and Flow of Funds (Wiley; 5thed., 2013) is used in graduate and undergraduate programs throughout the world. He is the editor-in-chief for the Health Economics Network in collaboration with SSRN, associate editor for Health Economics and a reviewer for a number of medical, health services and economics journals.

Stephen C. Goss, MS, ASA, MAAA
Chief Actuary
Social Security Administration

Stephen Goss joined the Office of the Chief Actuary in 1973 and he has worked in areas related to health insurance, as well as pension, disability and survivor protection. Goss has written articles and actuarial studies on several topics and has made presentations and participated in panel discussions at numerous conferences. He has worked closely with members of the executive branch, members of Congress and their staff and numerous commissions, in addition to his work in private organizations.


Sam Gutterman recently retired from PricewaterhouseCoopers LLP, where he had been a member of the Actuarial and Insurance Management Solutions Group. During his time at PwC he provided actuarial consulting services for insurance related and government clients, in addition to  firm-wide insurance and actuarial projects. At PwC, he would also assist in audits of insurance company.

Gutterman has served as chairperson of several actuarial profession committees, as well as the SOA president. Gutterman is currently a member of the SOA’s Committee on Living to 100 Research Symposia

R. Dale Hall, FSA, CERA, MAAA, CFA
Managing Director of Research
Society of Actuaries

As managing Director of Research, R. Dale Hall coordinates the SOA’s strategic research partnerships, and oversees SOA experience studies, practice research, and data-driven in-house research initiatives.

Previous to joining the SOA in 2013, Hall spent over 20 years in the life insurance industry, primarily as Chief Actuary for the Life/Health companies of COUNTRY Financial. While at COUNTRY Financial, he was active in the industry as a member of the ACLI Actuarial Committee, a frequent speaker at industry meetings, and was an adjunct professor in the actuarial science program at Illinois State University.

Susana Concordo Harding
International Longevity Centre Singapore

Susana Concordo Harding is the Director of the International Longevity Centre Singapore. She provides overall direction and leadership of its research and policy advocacy efforts, as well as the development of new programs which will support active ageing and enhance older people’s participation in the community.

Concordo Harding has 25 years of experience in the non-profit sector, focusing in areas of community development, project management, needs assessment, program implementation, monitoring and evaluation, social policy advocacy, partnership development and networking. She graduated Cum Laude from the University of Santo Tomas (Manila, Philippines) with a Bachelor of Arts degree in Economics, and holds a Master in Public Administration from the Lee Kuan Yew School of Public Policy at the National University of Singapore.

Timothy F. Harris, FSA, MAAA
Consulting Actuary
Actuarys, LLC

Timothy F Harris is a consultant with Actuarys, LLC, a Veteran owned Small Business, and has over 40 years of experience in the Actuarial field. His consulting projects have included assignments for State and Federal government agencies, HMOs, Healthcare Providers, Employers, and Insurance Companies.  Harris is a Chair on the Society of Actuaries Committee on Living to 100 Research Symposia.

Cindy Hounsell
Women's Institute for a Secure Retirement (WISER)

Cindy Hounsell is the President of WISER, the Women's Institute for a Secure Retirement, a nonprofit organization that seeks to improve the opportunities for women to secure retirement income and to educate the public about the inequities that disadvantage women in retirement.

As an attorney and retirement expert, Ms. Hounsell has been widely quoted in the New York Times, Washington Post, Los Angeles Times, Boston Globe, Christian Science Monitor, U.S.A Today, Newsweek, Barrons, Investors Business Daily, Congressional Quarterly, Ms., Working Mother, Associated Press, Knight Ridder, and Reuters. She has appeared on ABC, CBS, CNN, CNBC, Fox Morning News & Financial News, and a Good Morning America interview with Diane Sawyer. The PBS program, To The Contrary, filmed a two-part award winning series on women and retirement that featured WISER. Her radio interviews include several syndicated shows such as, National Public Radio's All Things Considered, Morning Edition, and Marketplace.

Cynthia Hutchins, CRPC, CIMA
Director of Financial Gerontology
Bank of America Merrill Lynch

Cynthia Hutchins is the director of financial gerontology for Bank of America Merrill Lynch, and has more than 30 years of experience in the wealth management and retirement industry. In her role, Hutchins works closely with Merrill Lynch financial advisors to provide training, education, resources and one-on-one attention to engage clients on the topics of aging, longevity, retirement and later life planning.

Hutchins has been deeply involved in the development of a new approach to helping pre-retirees and retirees prepare for retirement across seven life priorities, including work, leisure, health, finance, family, giving and home. She was central to the creation of the Merrill Lynch Longevity Training Program, developed in partnership with the USC Leonard Davis School of Gerontology to help Merrill Lynch financial advisors better understand and address the evolving needs of the nation’s aging population and their families.

In 2015, a version of the training program for human resource (HR) and benefit plan professionals was launched to drive greater awareness of the needs the nation’s aging workforce. Prior to her current role, Hutchins was the Merrill Lynch retirement specialist for the Mid-Atlantic Region, covering Washington, DC, Maryland and Northern Virginia. Prior to that role, Hutchins served as a Circle of Excellence financial advisor with Merrill Lynch for 20 years.

Hutchins currently serves on the board of directors of the American Society on Aging (ASA). In 2015, she participated in the White House Conference on Aging Elder Justice Forum, and was also named to the inaugural PBS Next Avenue Influencers in Aging list.

Hutchins earned a Bachelor of Science degree in Business and Finance from Towson University, and a Masters of Gerontology degree from the University of Southern California. She has also earned the Chartered Retirement Plan Consultant (CRPC) designation through the College for Financial Planning, and the Certified Investment Management Analyst (CIMA) designation through the Wharton School at the University of Pennsylvania and the Investment Management Consultant’s Association (IMCA). Cynthia holds the Series 7, 24, 63 and 65 securities licenses.

Kai Kaufhold, Aktuar DAV
Managing Director
Advanced Reinsuring Services (Ad Res)

Since November 2011, Kai Kaufhold Aktuar has managed Ad Res as a provider of specialized actuarial consulting in the fields of biometrics and reinsurance. He gained experience in the North American life reinsurance market working at the Manulife Financial head office in Toronto for three years as a structured reinsurance consultant and life pricing consultant. Prior to his time at Manulife Financial, Aktuar was the marketing actuary responsible for North America at Zurich Re (Köln).

W. Ward Kingkade, Ph.D.
U.S. Bureau of the Census

Kingkade specializes on population projections, mortality and aging.

Allen M. Klein, FSA, MAAA
Principal and Consulting Actuary

Allen M. Klein is a Principal and Consulting Actuary at Milliman. His primary responsibilities at Milliman include industry experience studies and helping clients with mortality, longevity, and underwriting related issues. This may involve product development, assumption setting, and mergers and acquisitions. Klein’s expertise on mortality and underwriting includes traditional products, simplified issue, final expense, older age, and preferred.

Prior to joining Milliman, Klein worked for a large stock life insurance company where he was responsible for experience studies across all lines of business. He has worked for other life insurance companies as a reinsurer and consultant, where he has been responsible for strategic planning, product development and traditional reinsurance.

Joseph Lu, FIA
Director, Longevity Science
Legal & General Retirement

Joseph Lu leads a multidisciplinary team of experts to research and develop innovative ways to improve the understanding of the risk of people living longer than expected, commonly called longevity risk. He works for Legal & General, one of the UKs leading annuity providers.  Lu’s work covers insurance products such as, Individual Annuities, Longevity risk solutions and Insurance pension de-risking solutions such as Pensions Buyouts and Buy-ins. 

Lu gained a bio-medical research background from University of Leicester’s College of Medicine, Biological Sciences and Psychology before becoming an actuary. He is active in research & development with the Actuarial Profession. He is the co-author of 2 prize-winning papers ‘Longevity in the 21st Century’ and ‘Two Dimensional Mortality Data: Patterns and Projections’ presented to the Institute and Faculty of Actuaries. He has been voted Life Actuary of the Year by the actuarial community through the Actuarial Post. He has been working with the Longevity Science Advisory Panel, bringing together experts from various disciplines to understand the implication of scientific development on longevity.  Lu has been focusing on longevity risk issues over the last 12 years.

Cindy MacDonald, FSA, MAAA
Senior Experience Studies Actuary
Society of Actuaries

Cindy MacDonald is a Senior Experience Studies Actuary at the Society of Actuaries (SOA) where she manages the internal and external resources that work with approximately 250 SOA volunteers to produce SOA experience studies. Prior to coming to the SOA in 2010, MacDonald worked at Allstate Financial where she obtained over 25 years of experience in life and annuity product development and asset/liability management.  She is a Fellow in the Society of Actuaries, a member of the American Academy of Actuaries, and a CFA charterholder. She received her BS in mathematics/actuarial science from the University of Illinois in Champaign-Urbana.

Jean-Claude Ménard, FSA, FCIA
Chief Actuary
Office of the Superintendent of Financial Institutions

Jean-Claude Ménard joined the Office of the Superintendent of Financial Institutions as Chief Actuary of Canada in August 1999. As the Chief Actuary, he prepares actuarial reports on the Canada Pension Plan, the Old Age Security program, the Canada Student Loans Program, pension and benefits plans for federal public servants, the Canadian Forces, the Royal Canadian Mounted Police, federally appointed judges and Members of Parliament. Between 1980 and 1999, Ménard held many senior roles with the Quebec Pension Board, culminating in his appointment as Chief Actuary and Director of Valuation in 1995. From 1987 to 1994, he served on an Examination Committee of the Society of Actuaries, the last three years as Vice-Chairman. From 2002 to 2007, he was the Vice-Chairman of the Technical Commission of Statistical, Actuarial and Financial Studies of the International Social Security Association (ISSA). In 2008, he became Chairman of that Commission. In this capacity, he is the official representative of the ISSA on the Social Security Committee of the International Actuarial Association. In February 2008, he was appointed member of the National Academy of Social Insurance (NASI), a non-profit organization made up of the leading experts on social insurance. Ménard has been a Fellow of the Society of Actuaries and of the Canadian Institute of Actuaries since 1985, and is a member of the Quebec Actuarial Club. He earned a B.S. in Actuarial Sciences from Université Laval in Québec City.

Ben Miclette, FSA, FCIA
Head of Global Living Benefits Products – RGA

In his principal role, Ben Miclette leads a team of experts tasked with supporting the development of Critical Illness, Disability income and Long-term Care insurance for RGA worldwide. He is the Lead Risk Management Officer for all Morbidity products reinsured by RGA.

Miclette has more than 20 years of experience in the Living Benefits and Health insurance markets, having worked in Canada, the United States, and internationally. He is a regular speaker at industry events and participates as a member of various industry committees including the Canadian Institute of Actuaries Members Services Council, the Canadian Life and Health Insurance Association Study Group on Critical Illness benchmark definitions and the International Actuarial Association committee on Population Issues. Miclette is an FCIA (Fellow of the Canadian Institute of Actuaries) and FSA (Fellow of the Society of Actuaries).

Phyllis Mitzen
Center for Long-term Care Reform at Health and Medicine Policy Research Group

Phyllis Mitzen has devoted her 40+ year career to the development and reform of long term care for older adults. For 24 years she worked at CJE Senior Life, a non-profit full service social/health service agency, where she developed and managed many of their community-based services. Currently, Mitzen is a consultant to the Center for Long-Term Care Reform at Health & Medicine Policy Research Group headquartered in Chicago. In that capacity she sits on several Illinois State Boards advising the Illinois Departments on Aging, Public Health, Human Services and the Illinois Housing Development Authority on issues of rebalancing long term care, the State Ombudsman Program, and affordable housing.  She has co-authored reports to the State, and has made numerous presentations at national conferences including, American Society on Aging, the Gerontologolical Society and National Association of Social Workers.

For the past ten years Mitzen has coordinated the Older Adults Studies Concentration at the University of Chicago, School of Social Service Administration.  In 2005, she enabled SSA to receive a three year Hartford Foundation grant to develop the Older Adults Studies Program encouraging social work students to specialize in aging.

Mitzens civic engagement includes serving as the Founding President of Skyline Village Chicago, Inc., a grass roots neighborhood organization that is part of the national Village to Village movement of more than 150 villages around the country. Villages are membership organizations formed by older adults to provide social and educational connections with one another, and to develop functional supports that enable older adults to remain in the community.  She is also involved in the World Health Organization’s Age Friendly City movement, sitting on the Chicago Mayor’s Age Friendly City Commission. Phyllis co-chairs the Chicago/Shanghai Sister City International Social Service Exchange program and in October, 2015, she led an interdisciplinary delegation to Shanghai to learn about their rapidly aging population and strategies they are employing to meet the needs of their old people. This past August, the Chicago Exchange hosted a delegation from Shanghai where we continued our cultural exchange of programs and ideas. In 2015, Phyllis received the National Lifetime Achievement Award from the National Association of Social Workers. Mitzen received an A.M degree in 1980, from the University of Chicago, School of Social Service Administration.

S. Jay Olshansky, Ph.D.
School of Public Health
University of Illinois at Chicago

S. Jay Olshansky is a research associate at the Center on Aging at the University of Chicago and at the London School of Hygiene and Tropical Medicine. His internationally known research has focused on estimating the upper limits to human longevity, exploring the health and public policy implications associated with individual and population aging, and global implications of the reemergence of infectious diseases.

Jodi Olshevski
Executive Director and Gerontologist
The Hartford Center for Mature Market Excellence

Jodi Olshevski is executive director of The Hartford Center for Mature Market Excellence, leading a team of corporate gerontologists who conduct primary research and deliver expert services across Hartford. The team has won numerous awards, and is nationally-recognized as the pre-eminent corporate gerontology organization in the United States. An expert on a wide array of topics such as business and aging, caregiving, eldercare, housing, older driver issues, and vehicle technology adoption among mature drivers, Olshevski has been interviewed widely by national and regional television and radio shows, including the CBS Early Show and NBC Nightly News, and by national publications such as the NYTimes, the Chicago Tribune, USA Today, the Los Angeles Times, and the AARP Bulletin, to name a few. 

Olshevski has held an adjunct faculty position at Pennsylvania State University, and is a Visiting Research Fellow at MIT AgeLab.  She is also co-author of the book ‘Stress Reduction for Caregivers’, published by Taylor & Francis. Olshevski has a bachelor's degree in sociology from Vanguard University and a master's degree in gerontology from the University of Southern California.

Laurie M. Orlov
Aging in Place Technology Watch

Laurie M. Orlov, is a tech industry veteran, writer, speaker, elder care advocate and founder of Aging in Place Technology Watch, which focuses on market research, trends, blogs and reports that provide thought leadership, analysis and guidance about technologies and services that enable boomers and seniors to remain longer in their home of choice.

In her previous career, Orlov spent many years in the technology industry, including 9 years at analyst firm Forrester Research. She has spoken regularly and delivered keynote speeches at forums, industry consortia, conferences, and symposia, most recently on the business of technology for boomers and seniors. She advises large organizations as well as non-profits and entrepreneurs about trends and opportunities in the age-related technology market. Her segmentation of this emerging technology market and trends commentary have been presented in the Journal of Geriatric Care Management. Her perspectives have been quoted in Business Week, CNBC, Forbes, Kiplinger, NPR, and the New York Times, where she was profiled as well.

Orlov has a graduate certification in Geriatric Care Management from the University of Florida and a BA in Music from the University of Rochester. Laurie has provided testimony about technology at a 2015 Senate Aging Committee hearing, consulted frequently to AARP, and served on the Think Tank for The Philips Center for Health and Well-Being. Advisory clients have included AARP, Microsoft, Novartis, J&J, United Healthcare, CDW, Yahoo, and Philips. She was one of the judges for the Silicon Valley Boomer Venture Summit in 2016. She has published research sponsored by the California HealthCare Foundation and AARP, among others. Her latest report was the 2016 Linkage Technology Survey Older Adults, Age 59-85+.

Thomas T. Perls, M.D., M.P.H.
Associate Professor of Medicine
Boston University School of Medicine
Senior Associate, Geriatrics Medicine
Boston Medical Center

Thomas T. Perls MD, MPH, FACP is Professor of Medicine at Boston University School of Medicine and Geriatrics. He is a senior physician in Geriatrics and cares for patients at Boston Medical Center, the primary teaching hospital for the School of Medicine. In 1995, he began and continues to direct the longest running and largest study of centenarians, their siblings and offspring in the world, the New England Centenarian Study. This sample also includes over 500 semi-supercentenarians (ages 105-109 years) and 150 supercentenarians (ages 110-119 years). Additionally, he is Principal Investigator of the Boston center of the National Institute on Aging-funded multi-center Long Life Family Study, a longitudinal study, established in 2006, of nearly 5,000 participants belonging to ~550 families demonstrating rare clustering for survival to extreme old age. Key findings from Dr. Perls’ and his colleagues’ work includes:

  • Exceptional longevity runs strongly in families
  • Among centenarians, disability is typically compressed towards at least their early-mid nineties
  • With even older ages of survival, e.g. age 105+ years, morbidity is also compressed towards the end of these exceptionally long lives
  • The genetic influence upon survival increases with older and older ages of survival beyond the nonagenarian years
  • This genetic influence probably involves many genetic variants with individually modest effects, but as a group, they have a strong effect
  • Centenarians have just as many disease-associated genetic variants as the average population (but for some rare exceptions such as apolipoprotein E-4)

Dr. Perls sits on the editorial boards of the Journal of the American Geriatrics and the Journal of Gerontology, Medical Sciences and he is a Federal advisory board member for the National Advisory Committee on Racial, Ethnic and Other Populations, of the U.S. Census Bureau. He is also a vocal critic of the anti-aging industry, particularly its medical and legal misuse of growth hormone, testosterone and other drugs for “anti-aging”. He has testified before the US Congress about anti-aging quackery and is author of two educational websites, the popular Living to 100 life expectancy calculator ( and

Andrew J. Peterson, FSA, EA, MAAA, FCA
Society of Actuaries

Andrew J. Peterson is the Senior Staff Fellow for Retirement at the Society of Actuaries (SOA) working to develop and support better retirement systems. In this capacity, Peterson serves as a staff partner to the Pension Section and the Social Insurance and Public Finance Section of the SOA directing volunteer activities in these two areas. In addition, he provides retirement expertise to the SOA’s education and research functions. He also serves as a liaison between the SOA and other organizations in the retirement arena, works to facilitate the intellectual capital development of retirement actuaries and provides leadership on various SOA initiatives including a current focus on longevity issues.

Peterson received a BS degree in mathematics from Taylor University in 1992. He is a Fellow of the Society of Actuaries, an Enrolled Actuary, a Member of the American Academy of Actuaries, and a Fellow of the Conference of Consulting Actuaries. He is a member of the National Academy of Social Insurance.

Laurence Pinzur, PhD, FSA
Aon Hewitt

Laurence Pinzur worked as a consulting pension actuary for over thirty years, before focusing on actuarial R&D starting in 2009. Pinzur has been an active volunteer on a number of Society of Actuaries’ committees, including the Retirement Systems Research Committee, the Retirement Plans Experience Committee (RPEC), and the Longevity Advisory Group. He received a B.A. in Mathematics from the State University of New York at Buffalo, a Master’s degree in Statistics and a Doctorate in Mathematics, both from the University of Illinois at Urbana-Champaign.

Bob Powell
Retirement Weekly

Robert Powell is a financial journalist whose work appears regularly in The Wall Street Journal, USA TODAY, TheStreet & MarketWatch. He is editor of Retirement Weekly, a weekly e-newsletter published by MarketWatch; editor of the Retirement Management Journal, published by the Retirement Income Industry Association; and curriculum director for the Online Retirement Management Analyst program at Salem State University. Powell previously served as managing director of Acadient, an online financial education company, and managing director of DALBAR, a financial services industry research firm. He has served as a consultant to such organizations as the Financial Planning Association and HealthView Services. He holds a master's degree from Boston University. 

Anna Rappaport, FSA, MAAA
Consulting Actuary
Anna Rappaport Consulting

Anna Rappaport is an actuary, consultant, author, and speaker, and is a nationally and internationally recognized expert on the impact of change on retirement systems and workforce issues. Anna is a past- President of the Society of Actuaries and chairs its Committee on Post-Retirement Needs and Risks.  She is a member of the Committee on Living to 100 Research Symposia and has presented papers and spoken at each of the past Living to 100 Research Symposia.

Roland Rau, Ph.D.
Max Planck Fellow
Max Planck Institute for Demographic Research
University of Rostock

Roland Rau is professor of demography at the University of Rostock where he currently serves also as chair of the department of sociology & demography. In addition, he is a research fellow at the Max Planck Institute for Demographic Research. He spent two years as a research scholar at Duke University and was guest researcher at Florida State University and the University of Southern Denmark. His main research interests are in mathematical and statistical demography, survival improvements in developed countries, and population ageing.

Jean-Marie Robine, Ph.D.
Research Director

Jean-Marie Robine is a research director at INSERM, the French National Institute of Health and Medical Research, the Unit 710 in Montpellier, where he heads the research team Biodemography of Longevity and Vitality. He is the project leader of the Joint Action European Life and Health Expectancy Information System, which provides analysis of disability-free life expectancies in the European Union (Healthy Life Years-HLY). He is co-responsible for the development of the International Database on Longevity (IDL) in association with the Max Planck Institute for Demographic Research (Rostock) and INED (Paris). He is one of the principal investigators of the Genetic of Healthy Ageing project (GEHA) and the project leader of the healthy longevity project granted by AXA Research Fund: the Five-Country Oldest Old Project (5-COOP).

Paola Sebastiani, Ph.D.
Professor of Biostatistics and Bioinformatics
Boston University

Paola Sebastiani is the Professor of Biostatistics at Boston University School of Public Health. She is a pioneer in using a Bayesian network approach to integrate genetic and non-genetic risk factors from genetic association studies and introduced a novel Bayesian approach to model the genetic and phenotypic bases of extreme longevity that identified genetic signatures of extreme human longevity. She has introduced a new epidemiological metric to design studies of human longevity, new ways to assess the trade-off between genes and environment in human aging, and recently developed a propensity score of human longevity that can be used to inform analysis of observational studies to be presented at this year’s Living to 100 SOA conference. As primary statistician in multicenter collaborations of longevity and healthy aging, including the New England Centenarian Study, the Long Life Family Study, and the Longevity Consortium, has expertise and substantial experience in analyzing a variety of aging phenotypes and correlating them with biological, clinical, epidemiological data.

Han Lin Shang, Ph.D.
Senior Lecturer in Statistics
ANU College of Business and Economics

Han Lin Shang’s areas of expertise are Applied Statistics and Demography, and often researches Functional Data Analysis, Nonparametric and semiparametric statistics, Bayesian econometrics, Computational Statistics and Demographic forecasting. He was a Research Fellow at ESRC Centre for Population Change, University of Southampton in 2013, and a Research Fellow at the Department of Econometrics and Business Statistics, Monash University 2010-2012. 

David Sinclair
International Longevity Centre – UK

David Sinclair has worked in policy and research on ageing and demographic change for 15 years. Sinclair has a particular interest in older consumers, active ageing, financial services, and the role of technology in an ageing society. He has a strong knowledge of UK and global ageing society issues, ranging from healthcare to pensions and from housing to transport. Sinclair has presented on longevity and demographic change across the world (from Stafford to Seoul and Singapore to Stormont). In 2016 Sinclair won the Pensions-Net-Work Award for “The most informative speaker 2006-2016”. He is frequently quoted on ageing issues in the national media. He holds honorary research positions at the University of Manchester and UCL.

Sinclair is a member of the judging panel for the British Society of Gerontology Outstanding Achievement Award. He is a member of the Editorial Board for “Working with Older People”. Sinclair is a member of the Advisory Panel for the International Centre for Lifecourse Studies. He is a Chair of a London based charity (Open Age) which enables older people to sustain their physical and mental fitness, maintain active lifestyles and develop new and stimulating interests. Sinclair works as an “expert” for the pan-European Age Platform. He is also a member of the BT Customer Inclusion Leadership Panel. He works as a member of three DWP Age Action Alliance Working Groups and is the former Vice-Chair of the Government’s Consumer Expert Group for Digital Switchover. Prior to joining the ILC-UK, David worked as Head of Policy at Help the Aged where he led a team of 8 policy advisors. Sincalir has also worked for environmental and disability organizations in policy and public affairs functions. His other experience includes working as a VSO volunteer in Romania and in Parliament for a Member of Parliament and backbench committees.

Philip Smalley, M.D., FRCPC
Senior Vice President, Global Chief Medical Officer
RGA International Corporation

Dr. Philip Smalley is Senior Vice President and Global Chief Medical Officer of RGA International Corporation. He is responsible for medical research and for assisting in product development. Dr. Smalley is an internal medicine specialist with 24 years of experience in insurance medicine. His medical degree is from the University of Toronto and he is a Past President of the Canadian Life Insurance Medical Officers Association. Dr. Smalley is also Managing Director of the Longer Life Foundation, which funds mortality research at Washington University in St. Louis, in Missouri, U.S.A.

Annie St-Jacques, FSA, FCIA
Office of the Chief Actuary
Office of the Superintendent of Financial Institutions

Annie St-Jacques became a Fellow of the Society of Actuaries and the Canadian Institute of Actuaries in 2012. She has a Bachelor of Science in Actuarial Sciences from Laval University.

Ms. St-Jacques joined the Office of the Chief Actuary within the Office of the Superintendent of Financial Institutions (OSFI) in 2002. She is an actuary for the Canada Student Loans Program and the Employment Insurance Program. She is also involved in the preparation of statutory actuarial reports on the Canada Pension Plan. For the 27th Actuarial Report on the Canada Pension Plan as at 31 December 2015, among other things, she was leading the work on developing future mortality improvement rates assumptions.

Ronora E. Stryker, ASA, MAAA
Research Actuary
Society of Actuaries

Since joining the Society of Actuaries in 2002, Ronora E. Stryker has been responsible for moving forward many of the SOA’s life and annuity practice research studies, including Living to 100. Additionally, Stryker supports research in the climate risk and enterprise risk management practice areas. Prior to joining the SOA, she worked in the health insurance industry specializing in pricing and product development of individual major medical plans.    

Angele Storey
UK National Office for National Statistics

Angele Storey works at the Office for National Statistics (UK) in the Demographic Analysis Unit, leading in population ageing and older people. Prior to this, she served in the Census Division at ONS working on the development and planning of outputs from the 2011 Census. Before joining ONS, Storey held positions as a Research Fellow, a Lecturer in Social Research Methodology and as a Senior Strategy and Research Officer in Local Government.

Managing Director
FTI Consulting

Jim Toole is a Managing Director at FTI Consulting and has more than 25 years of experience in the life, health, and P&C industries. Toole is a former Chair of the Health Section and recently served as Vice President of the Board of Directors of the SOA. He was co-editor of the SOA textbook “Insurance Industry Mergers and Acquisitions” and served as lead researcher on the SOA project analyzing the potential impact of a pandemic on the U.S. life and health insurance industries. Health policy interests include medical errors, health disparities, community benefit, and health impact assessments.

Steven G. Vernon, FSA
Consulting Research Scholar, Financial Security Division
Stanford Center on Longevity

Steve Vernon is a Research Scholar at the Stanford Center on Longevity. He speaks, writes, and conducts research on the most challenging aspects of retirement, including finances, health and lifestyle. His current focus is on retirement security in a DC world, and behavioral finance as the next frontier of retirement plan design. For more than 30 years, he consulted at Watson Wyatt and Mercer, helping Fortune 1000 employers design, manage and communicate their retirement programs.

Vernon currently writes a regular blog column for CBS MoneyWatch, titled Money for Life.  His latest book, released on October 1, 2012, is Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck.

Steve is a Fellow in the Society of Actuaries, and a Member of the American Academy of Actuaries.  He graduated Summa Cum Laude from the University of California, Irvine, with a double major in mathematics and social science.

Andres Villegas, Ph.D.
Research Fellow
ARC Centre of Excellence in Population Ageing Research (CEPAR)

Andrés is a research fellow in the ARC Centre of Excellence in Population Ageing Research (CEPAR) at UNSW in Sydney Australia and from January 2017 will be a lecturer at the School of Risk and Actuarial Studies also at UNSW. He completed his doctoral studies at Cass Business School in London, focusing on the modelling and projection of mortality. Before his doctoral studies he obtained an MSc degree in Industrial Engineering from Universidad de Los Andes (Colombia) and worked as a risk analyst at one of the biggest Colombian life insurance companies. Villegas’s research interests include mortality modelling, longevity risk management and the application of optimization techniques in actuarial science and finance.

Ching-Syang Jack Yue, Ph.D., ASA
Consultant, Actuary
Professor of Statistics Department
College of Commerce
National Chengchi University

Ching-Syang Jack Yue formed the Statistical Consulting Center at College of Commerce, National Chengchi University. He has been a consultant and advisor in life table construction for the Taiwan government and Taiwan Insurance Institute. He was a reviewer of the Review Committee of Life insurance Products of Financial Supervisory Commission, Taiwan government. In addition, he is also active in population study and served as the director of Taiwan Population Association in 2011-2013.  Yue has participated in all four prior Living to 100 Symposia, and has the study results published in the North American Actuarial Journal and other academic journals. Right now, Yue focuses his research on the longevity study, especially on the mortality models and its impact on retirements and insurance business.

Kenneth Zhou
PhD Student
University of Waterloo

Kenneth Q. Zhou is a PhD student in the Department of Statistics and Actuarial Science at the University of Waterloo under the supervision of Professor Johnny Li. He received his Bachelor and Master of Mathematics in Actuarial Science from the University of Waterloo. His research interests focus on longevity risk management and stochastic mortality modeling. Kenneth is a Society of Actuaries James C. Hickman Scholar and a recipient of the Alexander Graham Bell Canada Graduate Scholarship of the Natural Sciences and Engineering Research Council of Canada.